Whether you’re paying a mortgage or renting, it can be worrying not knowing if you’ll be able to stay in your home if you’re struggling with housing costs.
This section will provide you with practical advice on how to avoid house repossession as well as what to expect if you fall into rent arrears or have difficulty paying your mortgage.
We understand that staying in your home is the absolute priority. So if you’re struggling with these costs the most important thing to do is talk to us. We’ll put a realistic budget together for you, advise you on how to deal with your mortgage lender or landlord and avoid eviction.
If you’re facing eviction or repossession use our online debt advice tool, as soon as possible. You’ll get expert advice on what steps you need to take to stay in your home. You can also contact us (freephone, including all mobiles) to talk to us about your situation.
Citizens Advice (previously Citizens Advice Bureau) is a network of 316 independent charities throughout the United Kingdom that give free, confidential information and advice to assist people with money, legal, consumer and other problems. You can find your local service by following the link.
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Our aim is to be the first port of call for people in Dacorum who are facing homelessness, poverty and social exclusion; to support and empower them to take the next positive step in their lives.
We ensure individuals have access to temporary and short-term accommodation, and individuals and families have access to food and provisions. We provide a range of accommodation options to support people to move on and sustain their own tenancy and we provide advice and training; empowering people to develop skills and confidence to build a better future and be an active member of their community.
We offer people who have experienced homelessness with a place to call home for as long as they need it and meaningful work in our social enterprise. Living in a stable environment with the opportunity to gain new skills helps our companions to regain any lost self-esteem and confidence so they can get back on their feet.
0300 303 7555
Shelter helps millions of people every year struggling with bad housing or homelessness through our advice, support and legal services. And we campaign to make sure that, one day, no one will have to turn to us for help.
Talk to an expert housing adviser if you’re in urgent need of housing advice.
You should use this line if:
You have nowhere to sleep, or might be homeless soon
You have somewhere to sleep, but nowhere to call home
You are/could be at risk of harm
Our helpline is open every day of the year:
Free Helpline number: 0808 800 4444